What we do?
Most household insurance policies - and some commercial property insurance policies - cover loss or damage caused by subsidence, heave and landslip. However, they only cover the cost of repairing the loss or damage. They do not cover the cost of preventing further subsidence.
In reality, to ensure an effective repair that will last for a reasonable period of time, the insurer will usually have to carry out work to stop the movement first (unless it has already stopped).